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OBAMACARE / HILLARYCARE
Obamacare premiums are going up by 25% in 2017 with a $7,150 deductible. In other words, unless you suffer a major illness, your medical expenses will be your own responsibility. You're only expected to be forced to pay for health insurance, not receive any benefit from your purchase. ".....millions of low-wage workers remain uninsured because they can't access ObamaCare subsidies." Weren't those the ones that were supposed to be helped by Obamacare? Losses to the insurance industry have been so catastrophic that in five states there is only one insurer left. ".....about 60% of counties in the U.S. could have 2 or fewer ACA insurers in 2017.". So much for competition.
The cost of this author's private health insurance - with no changes to the policy whatsoever - increased by over 60% in 13 months. From $1102 per month in November of 2013, to $1772 per month in December of 2014, for a policy with a $7500 deductible. At this point it would make more sense to self-insure rather than pay the premium, but that would result in heavy penalties via stiff fines for choosing to live freely, rather than submit to being forcibly empoverished by a Marxist slave state to pay the outrageous government-forced cost of health care in this Obamination.
Obama achieved his goal which is the beginning of the end of health insurance. The end of a primary hallmark of civilized society, and one in which young people were formerly rated and billed based on their lower risk of illness and healthy lifestyles, rather than the Marxist measure of what their wallets are able to bear. Now young hard working productive people will be getting diagnosed late and dying early from putting off going to the doctor, because the high costs of entering the medical system has become too prohibitive for them. Meanwhile unproductive, lazy, fat, drunken, junk food gobbling parasites will continue to be treated in emergency rooms, for everything from runny noses to ingrown toenails, only now with a welcoming red carpet rolled out for them within the new "system".
[Update on 10-4-2016] Virtually every insurance company is leaving the health insurance business, and their insureds have received notices that they will not be renewing their policies for 2017. Meanwhile the administration is scrambling to create a monster slush fund to pay the insurance companies to stay in.[end update]
The first law in the history of the republic for which a speaker of the House - in this case Nancy Pelosi - ever made the irresponsible, immoral, patently ridiculous, and quite comical if it weren't so tragic suggestion, regarding the blatantly unconstitutional legislation that was to be secretly foisted on the American people that forces us to spend the fruit of our labor as the government dictates and mandates:
"But we have to pass the bill so you can find out what is in it......"
Of course no Republicans voted for that bill when they couldn't even know what was in it, and each and every democrat who voted for it as well as the party they represent, needs to be held accountable for voting for a bill that even they were clueless about. However it didn't require rocket science to presume, that what Pelosi and the democrats were hiding, would be in a democrat bill that is more pure Marxism. Just like that of Hillary Clinton's "Hillarycare" before it.
Hillarycare (link to this spot)
In spite of it all however ObamaCare is, at least at the outset, a bit more tame than that which Hillary Clinton's totalitarian cadre came up with back in 1993. HillaryCare was to heavily fine and sentence doctors to prison for practicing outside her system, which likely paints an accurate picture of where the future of ObamaCare is necessarily headed:
"The ['Hillary Care'] plan prescribed some eye-popping maximum fines: $5,000 for refusing to join the government mandated health plan; $5,000 for failing to pay premiums on time; 15 years in prison for doctors who received ‘anything of value’ in exchange for helping patients short circuit bureaucracy; $10,000 a day for faulty physician paperwork; and $50,000 for unauthorized patient treatment. When told the plan could bankrupt small businesses, Mrs. Clinton said, 'I can’t be responsible for every under-capitalized small business in America'!" -- Tony Snow reporting on Hillary's health care plan"
"We need to stop worrying about the rights of the individual and start worrying about what is best for society!" -- Hillary Clinton
"...we understand only the individual's capacity to make sacrifices for the community, for his fellow men." -- Adolf Hitler
"The higher interests involved in the life of the whole must here set the limits and lay down the duties of the interests of the individual." -- Adolph Hitler
So what do you suppose will happen to health care if Hillary were to become president?
Here's Hillary on marriage, while simultaneously wishing to create a heyday for lawyers by giving children the right to sue their parents:
"'Ascribing rights to children will force from the judiciary and the legislature institutional support for the child's point of view.' In the essay, Hillary reveals her view that the family and marriage are just artificial constructs--policies, really--that can be altered at will: 'The basic rationale for depriving people of rights in a dependency relationship is that certain individuals are incapable of the right to take care of themselves. Examples of such arrangements include marriage, slavery, and the Indian reservation system.'" - Source: Madame Hillary, by R. Emmett Tyrrell, p.129-130 Feb 25, 2004
Now that Americans have found out what is in ObamaCare, emperor Obama's popularity numbers are sinking, along with support for his Marxist monstrosity that is set to seize control of America's health care - 1/6 of our economy - as well as destroy the private insurance industry, while racking up an additional heap of national debt. "Emperor" Obama since he alone has been illegally creating law by dictating who is to be forced into ObamaCare, and which campaign donors, unions, and other special interests he exempts through backdoor dealing. The "employer mandate" being repeatedly put off because it promises to spell the end of thousands of competitive small businesses, and the end of full time employment for millions, to the benefit of the uncompetitive Monsanto styled friends of facist government controlled and global scaled "big business".
Even many young healthy hard working Americans that voted for Obama, now realize only too late, that his Marxist wealth transfer scheme is designed to steal the fruit of the labor of productive people, to finance the medical expenses of those who choose not to work, and those who destroy their health through fast food, bad diets, bad habits such as smoking and drinking, and lack of exercise.
Or as Karl Marx put it: "From each according to his ability, to each according to his need."
Of course young people who have no interest in getting ahead, or making something of themselves, will be direct beneficiaries of the bill. Recently Obama was claiming a few people have written him to thank him for saving them $100 or $200 dollars on their insurance, when in fact what they are actually thanking him for is forcing their neighbor to subsidize their healthcare and stealing from their children and their children's children's futures to subsidize their own insurance through his Marxist scheme - but then that was the primary reason he was elected. So the majority that voted for him could receive government largesse at the expense of an ever shrinking minority of payers.
Obamacare Premiums (link to this spot)
But for those that choose to work, and perhaps even desire to strive to get ahead: "Premiums alone will claim 14 percent of the average 30-year-old’s income in Illinois, American Enterprise Institute analyst Scott Gottlieb writes at Forbes. Actually using any health care services will eat up even more cash, including a deductible that’s $5,000 for most plans and a $6,350 out-of-pocket maximum.
Gottlieb looked at four states: California, Texas, Pennsylvania and Illinois. Pennsylvania had the lowest rates for Obamacare health coverage, with an average annual premium payment of $1,620 for someone who makes $20,000 per year, with a $600 deductible. But making just $5,000 more per year skyrockets the cost up to $2,328 in yearly premiums and a $4,000 deductible.
For people who are young, healthy and unlikely to use health care services regularly, the cost of Obamacare insurance is prohibitive. Obamacare supporters have attempted to sell coverage to the young by offering them security in case they fall doing a keg stand.
Taking a look at the costs for those making $30,000 per year, the median salary Gottlieb examined, makes it clear why young, healthy people aren't buying exchange coverage. Arizona, someone making $30,000 will spend over 9 percent of their annual income on premiums. That climbs to over 10 percent in Pennsylvania, almost 11 percent in Texas and a whopping 13.64 percent in Illinois.
All for a service they don't intend to use.
The participation of the young and healthy is necessary in order to subsidize the high costs of care for older and sicker patients, who use more health care services."
The prospect of bankrupting small business, or otherwise businesses cutting their employees hours from 40 to 30 hours per week making them part-time and exempt from Obamacare, is of course why the employer mandate was illegally postponed until after the elections of 2014. Expect absolute chaos when that kicks in next January (since that writing it has been put off again until 2015).
What incentive would there be for someone to sign up for a system, if they can otherwise pay a smaller fine to stay out of it, and then sign up for health care at any time that they get sick since there is no limitation regarding preexisting conditions? Though before the signup deadline I heard there was a 30 day waiting period after signing up, before a person could be treated, so a broken bone or other accident emergency that required immediate treatment would leave the injured on his own for 30 days. Surely this can't be right, but even more recently I understood that if a person didn't sign up by the deadline, then the government is forcing them to stay out of the system, until many months later at the next signup?
Is anybody really expected believe that the vast majority of those that have signed up for ObamaCare so far are other than those whose insurance company dropped their coverage specifically because of ObamaCare, or those that plan on receiving more from the system in the short term, than they are planning on paying into it? Like lower income persons whose cost is subsidized by taxpayers, and are sick or have pre-existing conditions, that will have their health problems paid for by others. Or even young healthy persons making under $30,000 per year that I have heard are paying premiums like a miniscule $130 per month. With government mandating how Americans are spend our money and what we are to buy with it, how will it not necessarily result in the kind of system, that Hillary's cadre had planned to enslave productive Americans with?
The problem with ObamaCare isn't Kathleen Sebelius, nor is the problem with ObamaCare a website that taxpayer funds were squandered on, that will likely be the most costly website in the history of the world. A website that was rendered dysfunctional, primarily because it was designed to hide the cost that victims would be paying for ObamaCare until after they had disclosed their personal information, so the government could then track them and assure they are eventually enslaved like the sheeple that signed up. Fortunately folks are finally waking up, to the fact that problem with ObamaCare, is ..................... ObamaCare. A Marxist monstrosity of government largesse, that will amount to just another debt generating welfare program, for which the bills will continue to be passed on to our heirs. THE OBAMANATION OF OBAMACARE CANNOT BE "FIXED".
"Notice what it does to middle class families who make too much money in 2014: they fall off a financial cliff.
Plug in your family salary... I used age of 46.... family of four... Higher priced plans.
$30,000 in income: Medicaid: cost ZIP
$38,000 in income: $16,032 tax credit,...Cost of health premium $1,734
$44,000 in income: $15,240 tax credit.....Cost of health premium $2,526
$88,000 in in come: $9,406 tax credit....Cost of health premium $8,360
$90,000 in income : $9,216 tax credit...Cost of health premium $8,550
$93,000in income: $8,931 tax credit.... Cost of health premium: $8,835
$94,000 in income: ZERO tax credit.... Cost of health premium: $17,766"
What kind of a society will result from such strong disincentive against achievement?
Over 17 trillion dollars of U.S. debt has been run up over the last 50 years, and immorally laid upon the backs of our children and their children, by politicians being "generous" to their own generation with money effectively stolen from future generations to buy votes. Since 75% of U.S. citizens do not pay a nickel toward financing the cost of our bloated Federal Government, it's no wonder a majority votes for handouts, that are confiscated from the fruit of the labor of the 25% of U.S. citizens that pay Federal taxes.
To visit the debt clock and chart, for the national debt we have already racked up, please click here.
From just another email: "Will The Obamacare Lies Ever Stop?
Barack Obama bragged about Jessica Sanford at a press conference last month. Turns out this much-hyped “success” was anything but.
Sanford finally gave up and said she'll just pay the penalty for not joining Obamacare. She posted on Facebook: “Wow, you guys really screwed me over.”
Insurance has always been a hallmark of civilized societies, in which folks don't have to risk suffering financial ruin from loss from such as house fires, accidents or illness. Instead one can choose to pay an insurance company to assume the risk for oneself, with the cost of insurance, being commensurate with the level of risk the insurer is exposed to. For example young people pay lower health insurance premiums, because they are less likely to get sick, than their elders. Thus ObamaCare is as much the opposite of insurance, as it is opposite to civilized society, constituting both thievery and slavery. ObamaCare will provide just another nail in the coffin of the destruction of the United States, toward Soviet Union style chaos and depression, along with the misery of a Marxist slave State.
ObamaCare of course intended as just another welfare program, and the latest wealth transfer scheme, created by the liberal progressives. Not surprising when Obama's father favored a 100% income tax. ObmamCare is designed to force productive, young, healthy people, pay the medical expenses of sick people who cannot, or choose not to work, in order to purchase their own medical insurance. As Karl Marx put it:
"From each according to his ability, to each according to his need."
Medical and insurance bills that would have otherwise been much more affordable, if not for their having been inflated, by unrestrained Federal Reserve phony money creation.
ObamaCare is intended to install the Nanny State as replacement insurer, and the dictator of what we need, rather than our choosing between doctor and patient as to what procedures may benefit us. Thus it is no coincidence that as of this writing, five million people have been cancelled by their insurance companies, and that number is expected to swell to fifteen million in the short term. Some employers have already had to tell their employees that the cost of their health insurance has tripled. If the administration had not delayed the "employer mandate", tens of millions more people would be loosing their insurance, having their premiums skyrocket, and/or having their work week reduced to 30 hours. In other words, the true reality of ObamaCare, would actually be setting in.
ObamaCare was designed to fail epically from its inception, in order to usher in the single-payer system Barak Obama favors, as found in "progressive" European countries from which citizens come to the U.S. for life saving procedures rather than die while waiting in line for the same procedure in their own socialist slave states. It obviously costs their government-run system less, if a person dies while waiting in line, rather than having the life saving procedure performed. We will soon remember back fondly, to our already-destroyed private health care system, when life saving procedures were performed when the patient actually needed them. Let alone back when a person could choose the doctor they wanted to perform them, and paid for through an insurance carrier of their choosing.
The poison pill built into ObamaCare is of course its having relegated pre-existing conditions to irrelevance. Could it really be that those responsible were just to stupid to understand, that if a person is allowed to buy "insurance" after they get sick, there would obviously be no incentive for them to purchase insurance before they get sick? Were the young people that voted these progressive liberals into office just too slow to understand, that the ultimate solution will necessarily be the government forcing them to pay the full premium - rather than allowing them to pay a less expensive penalty for staying out of the system up until such time as they should happen to get sick? Why on earth would it have otherwise been necessary, for the government to seize the historically unprecedented unconstitutional authority, to force American citizens to purchase something they may not want?
The employer mandate should never have been postponed. Nor should any other single provision of ObamaCare be postponed going forward. The liberal progressive Marxists responsible for the obamanation of ObamaCare, should have to eat the consequences of their foolishness, right up until election day. Just as they should be forced to suffer under ObamaCare themselves, rather than exempting themselves as a privileged class of aristocrats, that receive special health care financed by those of us suffering under ObamaCare. Delaying ANY provisions of this bill, will simply shift the blame onto whoever is elected in 2014, for the hundreds of billions to trillions of dollars in additional national debt that will eventually result, from this obamanation.
This is not intended to constitute advice, but why on earth would anyone choose to "sign up" for ObamaCare when they can pay less in the form of a fine instead, since from all appearances it would seem that they can wait until they get sick to enter the system, because pre-existing conditions do not matter?
So then how many of the hundred thousand or so that have signed up thus far, can we presume are already sick, and have pre-existing conditions? Is there any question that the vast majority, or perhaps even near unanimity of those who "signed up", expect to receive more from ObamaCare than they plan on paying into the system?
There is no question that the young, healthy and productive citizens in our society will need to be enslaved, to even partially offset the cost of ObamaCare.
"None are more hopelessly enslaved as those who falsely believe that they are free" - Johann W. Goethe
"An honest man is one who knows that he can't consume more than he has produced."- Ayn Rand
ObamaCare would be the epitome of sheer buffoonery, if it weren't instead the pure evil of Marxist liars - who lied about being able to keep insurance policies, who lied about being able to keep one's doctor and who lied about the massive additional debt that will result, breaking the backs of our children as well as future generations, who had no say in the burden that is being shoved down their throats by the most selfish generation in the history of the Republic.
Senior Democrat Aides Hit by ObamaCare Sticker Shock
by Dan Riehl 21 Nov 2013 29 post a comment
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Pronouncing it, "Simply unacceptable," senior aides on the Hill, many of them working for Democrats that forced ObamaCare on America, are now being hit by sticker shock as a result of the very legislation they helped pass.
It's so bad, some are claiming it will force them to leave their jobs on the Hill.
“In a shock to the system, the older staff in my office (folks over 59) have now found out their personal health insurance costs (even with the government contribution) have gone up 3-4 times what they were paying before,” Minh Ta, chief of staff to Rep. Gwen Moore (D-Wis.), wrote to fellow Democratic chiefs of staff in an email message obtained by POLITICO. “Simply unacceptable.”
As one might expect, they're already scrambling to get out from under legislation with which they have now burdened the rest of the country.
He wrote in his email that he had asked Democratic staff on the House Administration Committee whether she could redesignate some of the aides on Moore’s payroll as nonofficial office staff so that they could avoid the exchange and keep their FEHB plans."
So it will be even more government workers looking to be exempted from laws, that congressmen have already exempted themselves from, along with their union buddies and favorite corporate campaign doners. While the rest of the unprivileged aristocracy is stuck eating the monstrosity that the ruling class aristocrats refuse to subject themselves to.
"A nation can survive its fools, and even the ambitious. But it cannot survive treason from within. An enemy at the gates is less formidable, for he is known and carries his banner openly. But the traitor moves amongst those within the gate freely, his sly whispers rustling through all the alleys, heard in the very halls of government itself. For the traitor appears not a traitor; he speaks in accents familiar to his victims, and he wears their face and their arguments, he appeals to the baseness that lies deep in the hearts of all men. He rots the soul of a nation, he works secretly and unknown in the night to undermine the pillars of the city, he infects the body politic so that it can no longer resist. A murderer is less to fear. The traitor is the plague."~Marcus Cicero